1. Chase Sapphire Preferred® Card
- Issuer Name: Chase
- Credit Needed: Good to Excellent
- Annual Fee: $95
- Regular APR: 21.49% – 28.49% Variable
- Penalty APR: Up to 29.99%
- Purchases Intro APR: 0% for 12 months
- Balance Transfer Fee: Either $5 or 5% of the amount, whichever is greater
- Cash Advance Fee: Either $10 or 5% of the amount, whichever is greater
- Foreign Transaction Fee: $0
- Key Features:
- 60,000 bonus points after spending $4,000 in the first 3 months.
- 2x points on travel and dining, 1x on other purchases.
- 25% more value on points when redeemed through Chase Ultimate Rewards®.
- Transfer points to major airline partners like United, Southwest, and JetBlue.
2. Capital One Venture Rewards Credit Card
- Issuer Name: Capital One
- Credit Needed: Good to Excellent
- Annual Fee: $95
- Regular APR: Variable
- Penalty APR: None
- Purchases Intro APR: None
- Balance Transfer Fee: 3% of the amount
- Cash Advance Fee: Either $10 or 3% of the amount, whichever is greater
- Foreign Transaction Fee: $0
- Key Features:
- 75,000 miles after spending $4,000 in 3 months.
- 2x miles on all purchases.
- Transfer miles to 15+ airline partners.
- TSA PreCheck or Global Entry fee reimbursement.
3. American Express® Gold Card
- Issuer Name: American Express
- Credit Needed: Good to Excellent
- Annual Fee: $250
- Regular APR: Variable (Pay Over Time for eligible purchases)
- Penalty APR: None
- Purchases Intro APR: Not applicable
- Balance Transfer Fee: Not applicable
- Cash Advance Fee: Either $10 or 5% of the amount, whichever is greater
- Foreign Transaction Fee: $0
- Key Features:
- 60,000 Membership Rewards points after spending $4,000 in 6 months.
- 4x points at restaurants and U.S. supermarkets, 3x on flights.
- Transfer points to over 20 airline partners.
- $120 dining credits annually.
4. Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
- Issuer Name: Citi
- Credit Needed: Good to Excellent
- Annual Fee: $99 (waived for the first year)
- Regular APR: Variable
- Penalty APR: Up to 29.99%
- Purchases Intro APR: None
- Balance Transfer Fee: Either $5 or 3% of the amount, whichever is greater
- Cash Advance Fee: Either $10 or 5% of the amount, whichever is greater
- Foreign Transaction Fee: $0
- Key Features:
- 50,000 AAdvantage miles after spending $2,500 in 3 months.
- 2x miles on American Airlines, gas, and dining.
- Free checked bag for you and up to four companions on American Airlines flights.
5. Delta SkyMiles® Gold American Express Card
- Issuer Name: American Express
- Credit Needed: Good to Excellent
- Annual Fee: $0 for the first year, then $99
- Regular APR: Variable
- Penalty APR: None
- Purchases Intro APR: Not applicable
- Balance Transfer Fee: Not applicable
- Cash Advance Fee: Either $10 or 5% of the amount, whichever is greater
- Foreign Transaction Fee: $0
- Key Features:
- 70,000 bonus miles after spending $2,000 in the first 3 months.
- 2x miles on Delta purchases, dining, and U.S. supermarkets.
- First checked bag free on Delta flights.
6. United Explorer Card
- Issuer Name: Chase
- Credit Needed: Good to Excellent
- Annual Fee: $0 for the first year, then $95
- Regular APR: 21.49% – 28.49% Variable
- Penalty APR: Up to 29.99%
- Purchases Intro APR: None
- Balance Transfer Fee: Either $5 or 5% of the amount, whichever is greater
- Cash Advance Fee: Either $10 or 5% of the amount, whichever is greater
- Foreign Transaction Fee: $0
- Key Features:
- 60,000 miles after spending $3,000 in 3 months.
- 2x miles on United, dining, and hotels.
- First checked bag free and two United Club passes per year.
7. Hilton Honors American Express Aspire Card
- Issuer Name: American Express
- Credit Needed: Good to Excellent
- Annual Fee: $450
- Regular APR: Variable
- Penalty APR: None
- Purchases Intro APR: Not applicable
- Balance Transfer Fee: Not applicable
- Cash Advance Fee: Either $10 or 5% of the amount, whichever is greater
- Foreign Transaction Fee: $0
- Key Features:
- 150,000 Hilton Honors points after spending $4,000 in 3 months.
- Complimentary Hilton Diamond status.
- Up to $250 airline incidental credit annually.
8. JetBlue Plus Card
- Issuer Name: Barclays
- Credit Needed: Good to Excellent
- Annual Fee: $99
- Regular APR: 21.49% – 28.49% Variable
- Penalty APR: Up to 29.99%
- Purchases Intro APR: None
- Balance Transfer Fee: Either $5 or 3% of the amount, whichever is greater
- Cash Advance Fee: Either $10 or 5% of the amount, whichever is greater
- Foreign Transaction Fee: $0
- Key Features:
- 50,000 points after spending $1,000 in 3 months.
- 6x points on JetBlue purchases, 2x on dining and groceries.
- Free checked bag for the cardholder and up to three companions.
9. Alaska Airlines Visa Signature® Card
- Issuer Name: Bank of America
- Credit Needed: Good to Excellent
- Annual Fee: $95
- Regular APR: Variable
- Penalty APR: Up to 29.99%
- Purchases Intro APR: None
- Balance Transfer Fee: Either $10 or 4% of the amount, whichever is greater
- Cash Advance Fee: Either $10 or 5% of the amount, whichever is greater
- Foreign Transaction Fee: $0
- Key Features:
- 70,000 miles after spending $3,000 in 3 months.
- Annual Companion Fare™ for a round-trip companion ticket.
10. Southwest Rapid Rewards® Priority Credit Card
- Issuer Name: Chase
- Credit Needed: Good to Excellent
- Annual Fee: $149
- Regular APR: 21.49% – 28.49% Variable
- Penalty APR: Up to 29.99%
- Purchases Intro APR: None
- Balance Transfer Fee: Either $5 or 5% of the amount, whichever is greater
- Cash Advance Fee: Either $10 or 5% of the amount, whichever is greater
- Foreign Transaction Fee: $0
- Key Features:
- 60,000 points after spending $3,000 in 3 months.
- $75 Southwest travel credit yearly and 7,500 points on each anniversary.
